Survivor pensions and death grants 
We support the Government’s proposal to remove the requirement for a signed nomination form for cohabiting partners to access survivor pensions. This change reflects the reality of modern relationships and avoids placing undue stress on bereaved individuals. We believe couples who choose not to marry should not face financial disadvantages in the event of a partner’s death. 

Tackling the gender pension gap 
We strongly support several proposed reforms to reduce the gender pension gap. These include: 

We also welcome the introduction of mandatory gender pensions gap reporting and suggest aligning this with existing gender pay gap thresholds and reporting cycles. While a triennial reporting cycle is pragmatic, annual reporting would offer more timely insights and drive quicker action. Additionally, we support clear definitions for the gender pensions gap and the gender pension savings gap, in line with industry standards. 

However, Pensions for Purpose also highlighted the need for: 

Understanding and addressing opt-outs 
We back proposals to improve data collection on members who opt out of the LGPS. Better understanding the demographics and motivations behind opt-outs – particularly among protected groups – can help inform targeted efforts to improve scheme accessibility and reduce future pension disparities. 

At Pensions for Purpose, we believe pension policy should promote equity and long-term wellbeing for all members. We are pleased to support changes that move the LGPS toward a more inclusive and sustainable future. 

Why it matters 
Pensions need to reflect real lives – with flexible work, caring responsibilities and rising financial pressures. These proposals are a step in the right direction, but we believe the system must go further to embed fairness in how pensions are structured and delivered.